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One Vision

Theodora Lau, Bradley Leimer and Arun Krishnakumar



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Serving the underserved community of immigrants — with Cheese

• 38 min

While banking should be a borderless experience, in reality, it is far from it. Immigrant communities for example, face a list of challenges from language barriers to lack of credit history and high cost of remittance. In 2018 alone, US immigrants spent over US$1 trillion, with international students contributing $42 billion to that sum. The market is ripe for change. In this episode of #OneVision, Theo and Bradley chat with Ken Lian, Co-founder & CEO of Cheese Financial, the first banking solution designed for immigrants in the U.S. that does not require a social security number or credit history. Cheese also features a social component, with cash back that empowers consumers to support Asian owned businesses and restaurants.  In the age of deep social divide, we were inspired by Ken’s passion and drive to make a positive impact. And we hope you will too. See for privacy and opt-out information.

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